As the state recovers from Hurricane Ida and other devastating storms, policyholders in New Orleans are in desperate need of a good public insurance adjuster and a good restoration contractor. Many public adjusters in Louisiana are asking themselves: what can I expect from such a service? In Louisiana, insurers have up to 60 days to contact policyholders or risk penalties. Often, they send out an army of inexperienced adjusters to handle the claim and try to lowball the policyholder. The goal is to wear the client down and leave him/her frustrated. Unfortunately, this strategy only works for the insurers, as the more affluent clients aren’t as tired or frustrated.
Having an independent public adjuster working for you can make all the difference in the outcome of your claim. An independent public adjuster will work on your behalf and represent your interests and your best interests, and will be able to get you the best settlement possible. If an insurance company fails to contact you after 60 days, they will usually send inexperienced adjusters who underpay your claim. A public adjuster can help you get a fair settlement for your policyholder.
After Hurricane Ida, an elderly couple living in a damaged condo found it impossible to get answers from their insurance company. They had no insulation and were unable to find the answers they needed. After hiring Ted Patestos to assess the damage to their condo, they were able to save money and continue living in their unfinished home. The Davises maxed out their insurance coverage and had to rebuild in an unfinished condo.
Finding the right Public Adjuster in New Orleans requires some research. First, look for references and contact information of former clients. If possible, find out what kind of experience they had with their public adjuster. If all else fails, read online reviews. You can also check with the National Association of Public Insurance Adjusters (NAPIA) to find members of this industry. Just remember, membership does not guarantee that your adjuster is a qualified professional.
A public adjuster New Orleans works as your advocate and will support your claim. They have extensive knowledge of insurance policies and will help back up your claims with evidence. Their expertise will help you focus on rebuilding while a public adjuster will handle the legalities. The best public adjuster will also make sure the policyholder is compensated to the fullest extent. When hiring a public adjuster, make sure you read the insurance policy completely to avoid wasting your time.
A public adjuster’s fee is typically based on the settlement amount, and it should be a percentage of the total settlement amount. Public adjusters are a vital part of the insurance recovery process, and they can be a great asset during times of crisis. Although they don’t replace a lawyer, they can help you recover the financial benefits you deserve. You should not think of them as a substitute for an attorney. Instead, they’re an indispensable asset during a time of crisis.
